These Terms & Conditions (“Agreement”) represent a legally binding agreement between you (either individually or on behalf of an entity — “you”) and SpoTower (“we,” “us,” or “our”), governing your access to and use of the https://www.spoTower.com website (“Website”) and the services we provide (“Services”).
We reserve the right to update or modify this Agreement at any time by posting revised terms on the Website. Updates may be posted without prior notice, including on our homepage.

Last Updated: October 9th, 2019

Content Disclaimer

The content on our Website is published at times determined by SpoTower at its sole discretion. You should not rely on the assumption that the information is current or has been updated. SpoTower does not routinely review previous posts to verify accuracy or relevance, and older content may be outdated.
ALL INFORMATION AND MATERIALS ON THIS WEBSITE ARE PROVIDED “AS IS” AND SUBJECT TO CHANGE WITHOUT NOTICE. They may not be complete, accurate, or current and should be reviewed with that understanding.

Third-Party Websites & Content

Our Website may include links to external websites (“Third-Party Websites”) operated by entities other than SpoTower. These links are provided solely for your convenience.
SpoTower does not monitor, control, or assume responsibility for any Third-Party Website’s content. Inclusion of these links does not signify endorsement, sponsorship, or affiliation with those sites or their owners, nor does it imply SpoTower’s authorization to use any trademarks, logos, or copyrighted materials shown on those sites—unless explicitly stated otherwise.

Limited License

SpoTower grants you a non-exclusive, non-transferable, revocable license to use our Website and Services strictly for personal or business use, such as purchasing our policies or related services, and only in accordance with this Agreement.

Copyrights and Trademarks

Unless stated otherwise, all materials on our Website — including but not limited to logos, brand names, images, graphics, designs, photographs, video clips, written content, and other elements — are the intellectual property of SpoTower or its licensors. This includes copyrights, trademarks, service marks, trade dress, and other proprietary rights (“Intellectual Property”), whether registered or not.
The overall design and content of this Website are also protected. No part of this Website should be interpreted as granting any right or license to use any Intellectual Property shown here without prior written consent from the rightful owner.
SpoTower strictly enforces its intellectual property rights. The use of SpoTower’s name, logos, or trademarks in advertising, promotional content, or any public material is strictly prohibited without our prior written consent. Linking to or from our Website using any SpoTower logo or branding is also not allowed without formal approval.
 Proper credit must always be given when referencing SpoTower’s intellectual property. Third-party product or company names mentioned on our Website may be owned by their respective trademark holders.